5 Best Indian Credit Cards for Travel

There are several travel credit cards available in India that offer various benefits and rewards for travelers. There is considerable research that Gaurav and I have done on credit cards.

1. HDFC Regalia Credit Card:

I have this card and it is really good specially if you're looking for lounge access. You get free international and domestic lounge access across India. They also gave complimentary priority pass membership via which I got 2 additional lounge accesses. Do check up on the latest offers for this card.

• Offers complimentary airport lounge access, travel insurance, and rewards on hotel bookings, flight bookings, and other spends.

• Provides exclusive offers on dining, lifestyle, and entertainment.

2. SBI Card Elite:

Gaurav has just applied for this card and we got the pretty, luxurious welcome package. As we're travelling aboard in the coming month we were looking for the best credit card with LOWEST SURCHARGE on international transactions. This is it! The surcharge is just 1.99% - lowest on any credit card in India yet. Almost as must as the HDFC Forex card we've taken. If you come across another option do mention in the comments below.

• Provides complimentary airport lounge access, travel insurance, and rewards on travel and lifestyle spends.

• Offers accelerated rewards on international spends and exclusive privileges at hotels, golf courses, and restaurants.

3. Axis Bank Vistara Signature Credit Card:

I personally use this card and would recommend it for sure. You get FREE FLIGHT TICKETS! The benefits are surely immense if you are a regular traveler.

• Provides complimentary Vistara Premium Economy tickets, lounge access, and accelerated rewards on flight bookings and Vistara spends.

• Offers additional benefits such as hotel vouchers, free cancellations, and upgrade vouchers.

If you can afford to get Axis Vistara Infinite Credit Card with has a higher joining fee of 12,000INR but you get FREE BUSINESS CLASS Tickets. The joining fee is redeemed in the first complimentary ticket and upgrade itself. You can apply for the card here .

4. AXIS Bank Indian Oil Credit Card:

If you love road trips this is the card for you. You get rewarded on every fuel transaction and can get card fee waiver as well!

• Get 100% Cashback up to Rs 250 on all fuel transactions in first 30 days

• 20 reward points per Rs 100 spent at IOCL pumps across India

• 1% fuel surcharge waiver

• Annual fee waiver of Rs 50,000 & Much More!

5. SBI IRCTC Credit Card:

Indian railways is launching new trains and upgrading the Indian railway system. If you are a regular train user or book trains for you family this card sounds like a money saver.

• 350 activation bonus Reward Points on first transaction of Rs 500 or more within 45 days of card issuance

• Earn upto 10% Rewards on buying tickets through IRCTC App & website

• Earn Rs 100 cashback on your first ATM cash withdrawal within 30 days of receiving the card

• Earn 1 Reward Point on every Rs 125 spent (1 Reward Point = Re 1)

• Save 1% transaction charges on train bookings

• Offers rewards on flight bookings, hotel stays, and other spends.

• Provides complimentary airport lounge access, air accident insurance, and other travel benefits.

Remember to carefully review the terms and conditions, annual fees, interest rates, and eligibility criteria for each credit card before making a decision. Choose the one that aligns with your travel preferences, spending patterns, and offers the most relevant benefits for your needs.